Privacy Policy

Privacy Policy

Notice of Your Financial Privacy Rights

Badger Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for the Credit Union.

To ensure that you can rely up on the quality of products and services we make available, your credit union stands behind the following privacy policies:

1. Badger Credit Union will collect only the personal information that is necessary to conduct business. “Personal information” is defined as that which is non-public but is necessary to provide competitive financial products and services including information which we:

a. Receive from you on applications and other forms.
b. Collect from your transactions with us or others.
c. Request from a credit reporting agency.
d. Obtain when verifying information.

2. Badger Credit Union will protect your personal information.

a. Badger Credit Union will maintain strong security controls to ensure that your information in the files and computers is protected.
b. Where appropriate, the Credit Union will use security coding to prevent unauthorized access to your personal records, to ensure accuracy and integrity in all communications and transactions, and to protect your confidentiality.

3. Badger Credit Union will provide you with access to your private information.

a. You will have the opportunity to review your information and make necessary changes to ensure that Credit Union records are complete and accurate.
b. Access will be arranged during regular Credit Union office hours at a mutually agreed upon time so as not to inconvenience other members.

4. Badger Credit Union will only share information bout you and former members when absolutely necessary or disclosures to other non-affiliated parties as permitted by law, such as:

a. When sharing is necessary to administer the products and services.
b. When we are required to do so by the regulatory bodies.
c. When the Board of Directors decides to partner with other businesses to offer you a broader array of products and services.

5. Badger Credit Union will partner only with businesses that follow strict confidentiality requirements.

a. Partnering businesses will only be selected if they can offer products designed to enhance your economic well-being.
b. Under no circumstances will the Credit Union authorize these firms to change or access any of your accounts without your written consent nor to provide information to third parties.
c. The Credit Union will not sell your information to telemarketing firms.

6. Badger Credit Union will offer you a choice on how your private information is to be used.

a. Any member of Badger Credit Union may elect to keep non-public information (“opt out”) from being shared with business partners unless it is required for normal business activities such as credit reports, statement processing, check processing, etc.
b. The Credit Union will inform you how to exercise your choice, namely, by calling the Credit Union office during regular hours.
c. The Credit Union will take all reasonable steps to make sure your requests are followed.
d. At least once a year, the Credit Union will remind you of your right to “opt out”.