Rates








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Applications | Calculators | Fee Schedule

Share Rates | Certificates | IRA | Loans | Real Estate Loans

 

Dividend Rate

Annual Percentage Yield**

Minimum

Regular Share

0.50%

0.50%

$25.00

X-Mas Club

1.00%

1.00%

$0

Effective: July 1, 2008

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Share Certificates

Effective: July 1, 2008

*A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL.

Term

Dividend Rate

Annual Percentage Yield**

Minimum Balance

6 Month

2.25%

2.27%

$500.00

1 Year

2.75%

2.79%

$1000.00

15 Month

3.00%

3.04%

$1000.00

18 Month

3.00%

3.04%

$1000.00

2 Year

3.25%

3.30%

$1000.00

30 Month

3.25%

3.30%

$1000.00

3 Year

3.25%

3.30%

$1000.00

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IRA Certificates

Effective: July 1, 2008

*A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL.

Term

Dividend Rate

Annual Percentage Yield**

Minimum Balance

6 Month

2.25%

2.27%

$250.00

1 Year

2.75%

2.79%

$500.00

15 Month

3.00%

3.04%

$500.00

18 Month

3.00%

3.04%

$500.00

2 Year

3.25%

3.30%

$500.00

30 Month

3.25%

3.30%

$500.00

3 Year

3.25%

3.30%

$500.00

IRA Share Account

Dividend Rate

Annual Percentage Yield**

Minimum Balance

1.00% 1.01% $5.00

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Loans

 

APR

Unsecured up to $10,000.00

Up to 36 Months

As low as 10.5%

New 2008-2007

With Vehicle Classification 100% MSRP
(not purchase contract)

24 Months
36 Months
48 Months
60 Months
72 Months

As low as 5.50%
5.50%
5.50%
5.75%
5.99%

Used 2006-2005
90% NADA Book Value

48 Months
60 Months

As low as 6.25%
6.25%

Used 2004 & 2003

90% NADA Book Value

48 Months
60 Months

As low as 6.50%
6.50%

Used 2002 & 2001

80% NADA Book Value

24 Months
36 Months
48 Months

As low as 6.75%
6.75%
7.00%

Used 2000 & Older

80% NADA Book Value

24 Months
36 Months
48 Months

As low as 8.50%
9.00%
9.00%

Recreational Vehicles

(Valued at least $5,000.00)

  • Snow Mobiles
  • Jet Skis
  • Boats (smaller) (over 16ft big)
  • Campers

 Pledged Loans

 

New 2008-2007
Up to 48 Months

 

Used 2006 & Older
Up to 48 Months

 

Max of 48 months

 

 

As low as  7.49%

As low as  8.49%

3.00%Above Share/CD Rate 

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RISKED BASED PRICING RATES EFFECTIVE AS OF : July 14, 2008

*CALL BADGER CREDIT UNION FOR CURRENT MORTGAGE RATES.*

**Rates are subject to change without notice. Use our financial calculators to help you make financial decisions and be sure to contact us with any questions.**  *APR=Annual Percentage Rate
** Rates shall be rounded to the nearest one-hundredth of one percentage point (.01%)

Some fees may apply.  Fees could reduce the earnings on the account. 
Please contact the credit union for a listing of fees.

 

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