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Applications | Calculators | Fee Schedule
Share Rates | Certificates | IRA | Loans | Real Estate Loans
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Dividend Rate
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Annual Percentage Yield**
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Minimum
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Regular Share
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0.50%
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0.50%
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$25.00
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X-Mas Club
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1.00%
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1.00%
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$0
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Effective: July 1, 2008
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Share Certificates
Effective: July 1, 2008
*A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL.
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Term
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Dividend Rate
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Annual Percentage Yield**
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Minimum Balance
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6 Month
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2.25%
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2.27%
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$500.00
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1 Year
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2.75%
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2.79%
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$1000.00
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15 Month
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3.00%
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3.04%
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$1000.00
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18 Month
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3.00%
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3.04%
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$1000.00
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2 Year
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3.25%
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3.30%
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$1000.00
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30 Month
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3.25%
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3.30%
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$1000.00
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3 Year
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3.25%
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3.30%
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$1000.00
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IRA Certificates
Effective: July 1, 2008
*A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL.
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Term
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Dividend Rate
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Annual Percentage Yield**
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Minimum Balance
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6 Month
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2.25%
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2.27%
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$250.00
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1 Year
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2.75%
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2.79%
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$500.00
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15 Month
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3.00%
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3.04%
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$500.00
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18 Month
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3.00%
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3.04%
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$500.00
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2 Year
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3.25%
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3.30%
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$500.00
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30 Month
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3.25%
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3.30%
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$500.00
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3 Year
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3.25%
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3.30%
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$500.00
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IRA Share Account
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Dividend Rate
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Annual Percentage Yield**
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Minimum Balance
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| 1.00% |
1.01% |
$5.00 |
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Loans
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APR
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Unsecured up to $10,000.00
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Up to 36 Months
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As low as 10.5%
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New 2008-2007
With Vehicle Classification 100% MSRP
(not purchase contract)
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24 Months
36 Months
48 Months
60 Months
72 Months
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As low as 5.50%
5.50%
5.50%
5.75%
5.99%
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Used 2006-2005
90% NADA Book Value
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48 Months
60 Months
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As low as 6.25%
6.25%
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Used 2004 & 2003
90% NADA Book Value
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48 Months
60 Months
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As low as 6.50%
6.50%
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Used 2002 & 2001
80% NADA Book Value
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24 Months
36 Months
48 Months
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As low as 6.75%
6.75%
7.00%
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Used 2000 & Older
80% NADA Book Value
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24 Months
36 Months
48 Months
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As low as 8.50%
9.00%
9.00%
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Recreational Vehicles
(Valued at least $5,000.00)
Pledged Loans
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New 2008-2007
Up to 48 Months
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Used 2006 & Older
Up to 48 Months
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Max of 48 months
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As low as 7.49%
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As low as 8.49%
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3.00%Above Share/CD Rate
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RISKED BASED PRICING RATES EFFECTIVE AS OF : July 14, 2008
*CALL BADGER CREDIT UNION FOR CURRENT MORTGAGE RATES.*
**Rates are subject to change without notice. Use our financial calculators to help you make financial decisions and be sure to contact us with any questions.** *APR=Annual Percentage Rate
** Rates shall be rounded to the nearest one-hundredth of one percentage point (.01%)
Some fees may apply. Fees could reduce the earnings on the account.
Please contact the credit union for a listing of fees.
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